Property Buyer Estimate

Transfer & Bond Cost Calculator

Estimate the upfront cash a buyer may need for transfer duty, transfer costs, bond registration costs and deposit on a South African property purchase.

Calculate buyer costs

Enter the purchase price and expected bond amount to generate a client-friendly estimate.

Live estimate

Purchase price / offer amount

Use the agreed offer amount or intended purchase price.

Bond / finance amount

Leave as 0 for a cash purchase. Deposit is calculated as purchase price minus bond amount.

VAT transaction / new developmentTick this if transfer duty should not be estimated because the transaction is subject to VAT. Sectional title propertyPrepared for future extra sectional-title allowances. Current default extra allowance is R0.00.

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Estimate basis: South Africa Estimate Tariffs — Phase 1A
Transfer duty rates effective 1 April 2025; Deeds Office fees effective 1 April 2026; LSSA conveyancing fee guideline effective 1 August 2025.

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Your estimate will appear here

Once calculated, the page will show transfer duty, transfer costs, bond costs, total buyer costs and deposit plus costs cash required.